Loan Amortization Schedule

Your full loan schedule — and how much extra payments save

Type the loan amount, rate and term to get the payment and every installment with interest and principal. Add an extra payment and see the interest you save.

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360payments
Extrapayment simulator
By yearsummary and chart

Sound familiar?

  • You don’t know how much of each payment is interest
  • You wonder if paying extra is worth it
  • Bank statements don’t show the full picture

The Loan Amortization Schedule fixes that in a few minutes, for $2.

What changes when you use it

Every payment explained

Date, start balance, payment, interest, principal and end balance.

See the power of extra payments

Payoff date, total interest and interest saved with an extra amount per period.

Works for any fixed-rate loan

Car, personal, student loans or mortgages — monthly or other frequencies.

The yearly view

Principal and interest paid each year with a stacked chart.

What's inside the spreadsheet

  • Loan amount, rate, term, payments per year and first payment date
  • Extra payment per period
  • Scheduled payment (PMT)
  • Number of payments and payoff date with extra
  • Total interest with and without extra, and interest saved
  • Schedule of up to 360 payments
  • By year tab with principal, interest and balance
  • Stacked chart
Get it now for $2
Loan Amortization Schedule Excel template — second tab

Ready in 3 simple steps

  1. Buy securely

    Pay $2 once through the secure checkout (Stripe).

  2. Download instantly

    Your file is ready right after payment and also arrives in your e-mail.

  3. Fill in and use

    Open it in Excel, type your data and let the formulas do the work.

Made for

Car and personal loan borrowersHomeowners with a mortgageStudents with loansSmall business owners with equipment loans

Everything you get

  • Loan Amortization Schedule (.xlsx file), 100% editable
  • Instant download right after payment, plus the link in your e-mail
  • Use it on as many of your own computers as you need
  • No subscription and no monthly fees, ever
  • Free e-mail support to help you get started
  • 7-day money-back guarantee

Works with: Excel 2010 or newer on Windows or Mac · also opens in Google Sheets

Buying a home? See the Mortgage Calculator with taxes and insurance.

Loan Amortization Schedule

$2

One extra payment idea from this file can save you hundreds.

Add to your order (optional)
Download now
7-day guaranteeIf it doesn't fit your needs, tell us within 7 days and we'll help, exchange it or refund you.

Frequently asked questions

Does it work for variable-rate loans?

It assumes a fixed rate. For variable loans, update the rate and balance when it changes.

Can I use weekly or biweekly payments?

Yes. Set payments per year to 52 or 26.

Does the extra payment have to be every period?

In this template, yes — the same extra amount each period.

How do I receive the spreadsheet?

Right after payment you get the download link on screen and by e-mail. Lost it? Get new links anytime on the "My downloads" page.

Which software do I need?

Microsoft Excel 2010 or newer (including Microsoft 365) on Windows or Mac. It also opens in Google Sheets and LibreOffice, although some formatting may look slightly different.

Can I edit it and add my logo?

Yes. The file is not locked: you can rename labels, add rows and put your own logo in it.

What language is the file in?

English.

Is it a subscription?

No. You pay $2 once and the file is yours to use for as long as you want.

What if it is not what I need?

You have 7 days to try it. If it does not meet your needs, write to us and we will help you, exchange it for another template or refund your payment.

More about the Loan Amortization Schedule

Type the loan amount, rate and term to get the payment and every installment with interest and principal. Add an extra payment and see the interest you save.

What's inside

  • Loan amount, rate, term, payments per year and first payment date
  • Extra payment per period
  • Scheduled payment (PMT)
  • Number of payments and payoff date with extra
  • Total interest with and without extra, and interest saved
  • Schedule of up to 360 payments
  • By year tab with principal, interest and balance
  • Stacked chart

Works in Microsoft Excel 2010 or newer (Windows and Mac) and opens in Google Sheets. One-time payment, instant download.

Get organized today for just $2

Download the Loan Amortization Schedule now and start using it in minutes.

Download now for $2

One-time payment · Instant download · 7-day guarantee