A clean balance sheet in minutes — with ratios that tell the story
Assets, liabilities and equity for two years side by side, an automatic balance check and the ratios banks and investors look at.
- ⚡ Instant download
- 🔒 Secure checkout by Stripe
- ↩️ 7-day guarantee

Sound familiar?
- Your bank asks for a balance sheet and you don’t have one
- Accounting software is overkill for your small business
- You can’t tell if your business is getting healthier
The Balance Sheet Template fixes that in a few minutes, for $2.
What changes when you use it
Standard structure
Current and fixed assets, current and long-term liabilities, owner’s equity.
Two years side by side
With the % change of every line to see the trend.
It checks itself
Assets must equal liabilities + equity; the check turns red if not.
Ratios included
Working capital, current ratio, quick ratio, debt to equity and debt ratio.
What's inside the spreadsheet
- Assets: cash, receivables, inventory, prepaid, equipment, vehicles, buildings, depreciation, intangibles
- Liabilities: payables, short-term loans, accrued, taxes, long-term debt
- Equity: owner’s capital and retained earnings
- Subtotals and totals for both years
- % change column
- Balance check with alert
- Key ratios for the latest year
- Chart of assets, liabilities and equity

Ready in 3 simple steps
Buy securely
Pay $2 once through the secure checkout (Stripe).
Download instantly
Your file is ready right after payment and also arrives in your e-mail.
Fill in and use
Open it in Excel, type your data and let the formulas do the work.
Made for
Everything you get
- Balance Sheet Template (.xlsx file), 100% editable
- Instant download right after payment, plus the link in your e-mail
- Use it on as many of your own computers as you need
- No subscription and no monthly fees, ever
- Free e-mail support to help you get started
- 7-day money-back guarantee
Works with: Excel 2010 or newer on Windows or Mac · also opens in Google Sheets
Keep the year’s income and expenses with Small Business Bookkeeping.Balance Sheet Template
$2
Look prepared at the bank for $2.
Download nowFrequently asked questions
Do I need accounting knowledge?
Basic. The How to use tab explains each section; your accountant can confirm the numbers.
Can I add lines?
Yes. Insert rows inside a section and the subtotal includes them.
Is it a replacement for my accountant?
No. It organizes and presents the numbers; official statements should be reviewed by a professional.
How do I receive the spreadsheet?
Right after payment you get the download link on screen and by e-mail. Lost it? Get new links anytime on the "My downloads" page.
Which software do I need?
Microsoft Excel 2010 or newer (including Microsoft 365) on Windows or Mac. It also opens in Google Sheets and LibreOffice, although some formatting may look slightly different.
Can I edit it and add my logo?
Yes. The file is not locked: you can rename labels, add rows and put your own logo in it.
What language is the file in?
English.
Is it a subscription?
No. You pay $2 once and the file is yours to use for as long as you want.
What if it is not what I need?
You have 7 days to try it. If it does not meet your needs, write to us and we will help you, exchange it for another template or refund your payment.
More about the Balance Sheet Template
Assets, liabilities and equity for two years side by side, an automatic balance check and the ratios banks and investors look at.
What's inside
- Assets: cash, receivables, inventory, prepaid, equipment, vehicles, buildings, depreciation, intangibles
- Liabilities: payables, short-term loans, accrued, taxes, long-term debt
- Equity: owner’s capital and retained earnings
- Subtotals and totals for both years
- % change column
- Balance check with alert
- Key ratios for the latest year
- Chart of assets, liabilities and equity
Works in Microsoft Excel 2010 or newer (Windows and Mac) and opens in Google Sheets. One-time payment, instant download.
Get organized today for just $2
Download the Balance Sheet Template now and start using it in minutes.
Download now for $2One-time payment · Instant download · 7-day guarantee



