Turn “surprise” expenses into small monthly savings
List the big expenses you know are coming, and the tracker tells you how much to set aside each month and how much is already in each fund.
- ⚡ Instant download
- 🔒 Secure checkout by Stripe
- ↩️ 7-day guarantee
Sound familiar?
- The car insurance bill always arrives at the worst moment
- Holidays and back-to-school blow up your budget every year
- Your emergency fund keeps paying for things that were predictable
The Sinking Funds Tracker fixes that in a few minutes, for $2.
What changes when you use it
Ready on time, every time
Each fund shows the monthly amount needed to reach its goal by the due date.
Know what belongs to what
Balances per fund from your deposits and withdrawals.
Progress at a glance
% funded with progress bars and a chart.
One savings account is enough
Keep the money together; the file tracks each fund.
What's inside the spreadsheet
- Funds with goal amount and date needed
- Months left and monthly contribution needed
- Balance from deposits minus withdrawals
- Still needed and % funded with bars
- Cards: in all funds, save this month, still needed
- Transactions tab with fund and type drop-downs
- Chart of % funded
- How to use tab
Ready in 3 simple steps
Buy securely
Pay $2 once through the secure checkout (Stripe).
Download instantly
Your file is ready right after payment and also arrives in your e-mail.
Fill in and use
Open it in Excel, type your data and let the formulas do the work.
Made for
Everything you get
- Sinking Funds Tracker (.xlsx file), 100% editable
- Instant download right after payment, plus the link in your e-mail
- Use it on as many of your own computers as you need
- No subscription and no monthly fees, ever
- Free e-mail support to help you get started
- 7-day money-back guarantee
Works with: Excel 2010 or newer on Windows or Mac · also opens in Google Sheets
Saving for bigger dreams too? See the Savings Goal Tracker.Sinking Funds Tracker
$2
Less than a coffee to stop being surprised by bills you knew were coming.
Download nowFrequently asked questions
What is a sinking fund?
Money you save little by little for a known future expense, like insurance or holidays.
Is it the same as an emergency fund?
No. Emergency funds are for the unexpected; sinking funds are for expenses you know are coming.
Do I need separate bank accounts?
No. One savings account works — the tracker shows how much belongs to each fund.
How do I receive the spreadsheet?
Right after payment you get the download link on screen and by e-mail. Lost it? Get new links anytime on the "My downloads" page.
Which software do I need?
Microsoft Excel 2010 or newer (including Microsoft 365) on Windows or Mac. It also opens in Google Sheets and LibreOffice, although some formatting may look slightly different.
Can I edit it and add my logo?
Yes. The file is not locked: you can rename labels, add rows and put your own logo in it.
What language is the file in?
English.
Is it a subscription?
No. You pay $2 once and the file is yours to use for as long as you want.
What if it is not what I need?
You have 7 days to try it. If it does not meet your needs, write to us and we will help you, exchange it for another template or refund your payment.
More about the Sinking Funds Tracker
List the big expenses you know are coming, and the tracker tells you how much to set aside each month and how much is already in each fund.
What's inside
- Funds with goal amount and date needed
- Months left and monthly contribution needed
- Balance from deposits minus withdrawals
- Still needed and % funded with bars
- Cards: in all funds, save this month, still needed
- Transactions tab with fund and type drop-downs
- Chart of % funded
- How to use tab
Works in Microsoft Excel 2010 or newer (Windows and Mac) and opens in Google Sheets. One-time payment, instant download.
Get organized today for just $2
Download the Sinking Funds Tracker now and start using it in minutes.
Download now for $2One-time payment · Instant download · 7-day guarantee
